Issue 27

02/16/05

How I Saved Bob $2000

Issue #27 - How I Saved Bob $2000

1. A New Formatting Change
2. How I Saved Bob $2000

==================================================

Dear Friends,

Well this issue is definitely late and the reasons why include both
good news and bad news.

The bad news is that my webmaster and I have been having a little bit
of difficulty setting up the password protection for both the new
Q-Timer Service payment pages and the new Advisory blog. To be
perfectly honest with you, both of our schedules have been off and it
has caused some delays in getting things done.

While I already knew why I was busy, today I learned why that was the
case from his side of things as well.

Which leads me to the good news, my webmaster proposed to his
girlfriend on Valentine's Day and she accepted! Congratulations Jim,
that's really awesome.

If you would like to send Jim a congratulations, feel free to utilize
our webmaster contact form, or you can visit his website and see what
else he does before you contact him from there.

Now, since we've got a delay in the launch, as well as a reason to
celebrate, I'm extending the deadline for being eligible to receive
10% off the subscription price for the Q-Timer Service.

The new deadline will be Monday February 28th, 2005 at 12 noon.

For those of you who may not remember the details regarding this
discount, here is the link to my original comments.

Today however, we will discuss a new format to this newsletter as well
as a recent comment sent to me by a subscriber to my Advisory
Newsletter.

==================================================

A New Formatting Change

Hopefully it has always been obvious that I have never wanted to make
this newsletter an overly ad-laden method of communicating my thoughts
regarding investing and investment opportunities for small investors.

Up until this point, I have managed to keep the newsletter fairly
ad-free. The reasonable exceptions have included my mom's book, as
well as a handful of free access websites that generated zero revenue
for my referrals.

I do not say this to brag or complain, but rather to illustrate that I
feel most newsletters have too much advertising and I chose to be
different.

However, subscriber after subscriber has commented that they have no
problem with a few ads, and in fact feel that ads would enhance the
overall readability of the Investing With Mom newsletter.

So, with that thought in mind, I will begin to place one or two text
ads between each of the sections of commentary that are in each issue.

For example, in this particular issue of Investing With Mom, we only
have 2 sections and thus I'm only including one text ad. If I had
included another section, then I would place an additional text ad in
between.

While I am making this formatting change, there are a couple of items
I wish to make clear. If you have any thoughts or comments, positive
or negative, please don't hesitate to send me your feedback from the
website.

Additionally, you may use the same feedback form to request an ad
placement in the newsletter. However, I will reserve the right to deny
any ad submitted for any reason I desire, without any obligation to
provide a reason for the denial.

If you choose to submit an ad, you must provide me with full and
complete contact information. This should include, but is not limited
to: a website I can review at my leisure, a phone number and/or e-mail
address I can utilize to request additional information and at least
one customer whom I can contact to verify any claims made in the
advertising copy.

If you are an existing subscriber to Investing With Mom, I will
probably be more inclined to accept your ad, but I will still reserve
the right to not place the ad for any reason I wish.

There will be a limit of 4 lines (70 characters wide) on the length of
the text in the ad, and I will not accept images or ads that require
their own special mailing. Nor will I ever sell this mailing list to
any outside advertisers.

In the meantime, I will start out with ads for books that I have read
and highly recommend, and other useful sources of information for
small investors.

Hopefully you will find the ads to be useful and beneficial in your
quest for investing success.

------------------------------------------------------------------------------------------
A comment regarding Bull's Eye Investing:
"This book has more wisdom per page than any reader has the right to
ask for. John Mauldin knows the score and tells the reader how to join
him in keeping count."
--Peter L. Bernstein, author of the bestseller Against the Gods
------------------------------------------------------------------------------------------

How I Saved Bob $2000

Bob is a good man, and not just because he was one of the first
subscribers to my Advisory Newsletter. I would like Bob even if I had
met him through other channels, but since he is one of the original
subscribers to the Advisory Newsletter, I like him that much more.

Back in December, Bob called me regarding a possible investment in
Sirius Satellite Radio (SIRI - NASDAQ) and thus was the cause of my
original risk capital article, back in Issue #19.

Because of legal restrictions, I could not tell him whether to invest
in SIRI, or not. However, I gave him the same information that I then
included in the risk capital article.

Recently, Bob sent me the following e-mail, while requesting another
phone conversation:

"Andy, First of all thank you for saving my butt
on that Sirius stock. I would have lost 2000
dollars in 24 hrs had it not been for you.

"The reason I am calling you is that I am slowly
coming back from that $2 million loss from that
trusted friend of mine that nailed me.

"I am interested in that Q-Timer Service. I don't
have much to work with, and I want to talk to you
about if you think it would benefit me when I have
only a little to start with.

"I am 57 years old, so I need to have a vehicle
other than what I do to help grow money fast for
me.

"I recommend your service to everyone who will
listen to me. It seems that you may have something
of real value in this Q-Timer Service. Thanks,
Bob"

Obviously, I'm very glad I was able to save Bob from the additional
loss of capital, if he had invested in SIRI. However, I feel that his
other question, regarding the Q-Timer Service, is very pertinent to
all of you who read this newsletter.

What I told Bob, is that if you are dealing with an initial investment
of several thousand dollars and you have an additional $500 or more
that you will be adding on a monthly basis, then the Q-Timer Service
will be worth your consideration.

The reason I recommend this level of initial investment is that this
would be the best method you could utilize to overcome the cost factor
in as short a time frame as possible.

Obviously, the more money you have to invest initially, the better,
simply because of the lowered cost basis. However, while you should
definitely keep costs in mind, returns are also a major consideration,
without which any investment due diligence process is incomplete.

While nobody can offer 100% returns, in my studied opinion the Q-Timer
Service will come as close as you can possibly get while also
providing the robust diversity of being applicable to any investment
strategy; stocks, commodities, options, forex, futures, penny stocks,
ETFs, mutual funds, etc.

If you are unsure as to whether or not the Q-Timer Service will be the
right service for you, then you need to take the intermediate step of
subscribing to the Advisory Newsletter. The simple reason being that
you will get a better feel for whether or not I am the kind of advisor
you will benefit from, even if you are not interested in the US stock
market.

While I have my opinions, that won't matter unless you are comfortable
with me.

In other words, try before you buy. If you are successful with the
Advisory Newsletter, and you subscribe by the new deadline, then you
will be able to upgrade to the Q-Timer Service at any time and still
get investment returns that will be significantly improved at 10% off
the retail price.

It's a win-win situation, any way that you look at it.

You will always have my unconditional, no questions asked, all your
money back guarantee for the Advisory Newsletter.

You will also have the ability to setup free phone appointments with
me anytime you wish, or you will be able to call me directly, and as
always, you will qualify for the free pair of airline tickets, no
matter how short a time you are a subscriber.

For all the other benefits, take a look at the subscription page
before you signup through our verified and encrypted PayPal payment
process.

Investments good for my mom and you,
Andy Prior

PS. Remember, this is what I told my Advisory Newsletter subscribers
about the Q-Timer Service, in the February Issue:

"To sum up Q-research, it is a high-level
mathmatical analysis of the markets that
simplifies it all into an if-then equation.

"That's it!

"Think about that for a moment, if you knew exactly
what was going to happen in the markets, 70-80% of
the time and you could apply that knowledge to any
market in the world...

"How much money could you make? In all honesty,
you'd only be limited by the amount of money you
started with and your ability, or inability, to
follow the indicators that this Q-research
provided. It would be just that simple."

Subscribe Now to the Advisory Newsletter and receive an outstanding
10% off the Q-Timer Service, for as long as you stay subscribed.