Laura is one of the original subscribers during the Investing With Mom Advisory Newsletter's initial period of testing and development. This is her story, as she recently related it to us:

As she glared at her reflection in the mirror, Laura couldn't help but notice the circles under her eyes were increasing in darkness and depth. As she washed her face before she going to bed, she wondered if life would always be like this.

She's in her mid-twenties, a recent college graduate, and just starting her career working for a Fortune 500 company. Her ambitions and dreams of working up the corporate ladder are rapidly manifesting into just trying to stay ahead in the "rat-race". Her fatigue and preoccupation over her finances have invaded her morale, and it was written all over her face.

Although she had started a stable job with decent pay, she was busy trying to dig herself out of a financial hole created by college loans, credit cards, and the seemingly endless debt to her parents for bailing her out of unexpected binds. In trying to balance working all-day, making financial amends to creditors and her parents, and having a degree of a social life, Laura was completely spent!

“I don't want to live like this forever," she recently admitted to us. "I need a plan! But where do I begin?” She acknowledged that her financial disarray was completely constructed by her choice to frequently overextend her time and money. What’s done is done; but, something HAD to change, and fast!

Without a savings account set up, no trust fund or any other investable assets, Laura just didn't know where to turn. While she had always been interested in learning about how to invest in the stock market, she was a literature major! Easily intimidated by the endless company names and countless numbers flashing up onto the CNBC ticker, and the foreign language of the NASDAQ reporters; the thought of coming home after a long day of working to a Wall Street Journal and Investing for Dummies, was just too much for poor Laura to handle!

She needed help in a serious way! But where could she find affordable help and guidance in the completely uncharted territory of investing? Where could she learn how to make small investments in a non-threatening environment that could lead to long term benefits? How could she continue to maintain her current job and all her other obligations, do the necessary research into her investments and STILL be able to stop and smell the roses at the end of the day?

Laura had many questions when she first signed up for the Investing With Mom Advisory Newsletter and asked for help with getting started in investing. Even though her name has been changed to protect the innocent, Laura is a real person, and a friend of ours.

Just as the Investing With Mom Advisory Newsletter was able to answer her investing questions, we believe your questions about investing will get answered, as well!

While the Investing With Mom site and service have been beta-tested for the last 10 months, our brand new investment newsletter, the Investing With Mom Advisory Newsletter, has finally reached the pre-launch phase.

During the first 10 months, only 14 different companies were recommended by the Investing With Mom Advisory Newsletter. In other words, the Investing With Mom Advisory Newsletter service will not send you a series of daily trades!

The majority of Investing With Mom's subscribers have a limited amount of time each day and while they have an interest in investing, they don't have the time to watch every tick of the market all day long. Some of them may do so, but most would consider that form of investing borderline obsessive.

Instead, by focusing Investing With Mom's research into, and only investing in, stocks that will provide you with absolute returns on your investments, over long periods of time, we believe that you will enjoy being more profitable.

However, partial profits have also been taken on 2 other companies that Investing With Mom has recommended, for a total of 4 sales. This has resulted in a 3 to 1 ratio of wins and losses, and in the process Investing With Mom has achieved an average actual gain of 27%!

The model portfolio that was just mentioned is the basis of the Investing With Mom Advisory Newsletter and to prove that we eat our own cooking it is the same portfolio of stocks that Andy Prior buys and sells for his own mom, Polly M. Prior.

Andy Prior is the founder and head of investment research for Investing With Mom. Now instead of some mumbo jumbo, marketing speak about why he started Investing With Mom and the Advisory Newsletter, he's going to tell you in his own words:

"I have always had a basic interest in the stock market and have also had a sincere entrepreneurial drive since an early age. Fortunately, my parents encouraged me in every way that they knew how. However, because we lived overseas for most of my pre-teen and early teenage years, I didn't start my first company until I was 16.

"Then I began investing while in college with a little money that I got from an inheritance and fortunately learned an excellent investment lesson fairly early on...

"In fact, when I got started in mid 2000, the markets proceeded to do their best imitation of a kid doing a cannonball into a swimming pool, for the next 2+ years. While the markets tanked, I made a little progress and had some successes with my personal investments.

"I was very thankful for the fact that I was given such a wonderful learning experience, because I believe it saved me from potential problems down the road.

"I believe that through this learning experience and an enormous amount of research, Investing With Mom can generate above average returns in the stock markets.

"Obviously, no one can possibly be perfect in their endeavors, but I know that the desire to do the investment research necessary to generate high returns is in me and so I plan on doing just that.

"Why would universities all over the world offer anything like that to my mom? They wouldn't, so after our family went through some traumatic times the last few years, I decided to step up and take charge of the situation.

"I honestly believe that this endeavor, is my opportunity to work with my mom's investment portfolio and help her to have a more normal retirement.

"After beginning to handle a very small amount of money for her in late 2003, I decided that it was time to launch a free investment newsletter and see what kind of response I would get.

"You definitely have a gift for making a subject like investing and stocks seem less intemidating and more approachable for people like me. Keep up the good work."

-- Andrea from Arlington, TX

This offer is currently being made, while the usability testing of the new Investing With Mom website is being wrapped up, to thank you for your help in our efforts to make this the best investment newsletter website possible.

Quite simply, Investing With Mom is a hype free business, so we have begun a partnership with a travel company to provide you with a deal so good you can't possibly pass it up.

In exchange for the brief couple of minutes it takes to review this site and complete our survey, Investing With Mom is offering everyone who then purchases a paid one year subscription to the new Investing With Mom Advisory Newsletter, a ticket voucher good for...

This voucher is worth up to $1600, and with a little bit of planning you can travel, anywhere in the WORLD, during any time of the year,...

Once you have mailed in the voucher along with the $20 processing fee, you will receive a Reservation Request Form, also known as an RRF, that you will use to actually book the flight and required hotel stay. The RRF has an expiration date of 2 years, so that you can take your time and only use it on a trip you REALLY WANT to take!

The travel agent who processes your eventual RRF will be able to inform you as to which hotels are covered by the plan. Some of the hotels will have a minimum stay requirement that you will need to fulfill, but usually no more than 5 to 7 days.

Ummmm, Andy Prior didn't realize that Hong Kong was actually on the list, when he signed Investing With Mom up with the PR firm, soooo...

...feel free to give us back those tickets, if you don't want them. We have a good feeling that Andy might be able to pawn them off on the intern for you! ;-)

You get a monthly newsletter in which you can expect to receive amazing, secret information that most investors never take advantage of. The Investing With Mom Advisory Newsletter will provide you with the companies that the Experts only tell you about because they're required to by law! These are the guys who have consistently returned 15 - 20%, or more, on average annually on behalf of their clients for at least 20 years at a time. Sometimes we'll recommend that you do the same, sometimes it will only be pointed out for educational purposes.

You get full information on the best online brokerage to open an account with, if you're planning for the long term, but starting small. This brokerage is not where you would go to trade commodities, options or futures, rather they help savvy small investors keep their fees to a minimum! The amazing thing is, you can open an account without a minimum initial deposit and be able to make 24 trades in a year for just a total of $83.88 in transaction fees! That's less than $3.50 per trade. If you want to go for unlimited trades, you pay just a little over double, or a total of $179.88 in transaction fees. You could pay another broker more, but why would you want to?

You get full access to Investing With Mom's informational series titled "Successful Investing for Small Investors". It's your how to guide to finding the best stocks in the market, no matter what the market is doing as a whole. It's based on books, articles and research that have been compiled and distilled into a short e-mail series. If it's ever expanded, you'll be the first to know and get an updated copy.

You get a private access website with full archives of all previous issues of the Investing With Mom Advisory Newsletter. Only current subscribers will be given access to all of the following website features:

News Flash Updates regarding any stock in your portfolio whenever it is necessary to do so between issues.

Full access to all charts and links to all external research sources that Andy Prior used while researching a recommendation prior to its publication in the Investing With Mom Advisory Newsletter.

Full access to earlier research and analysis on each company in the portfolio.

Discounts on investing books or other reference materials that Andy Prior recommends.

You get pre-launch access to future services that Investing With Mom will be created and offered from time to time. This may include, but is not restricted to, our own in-house analysis on companies not in our portfolio. Future trading services developed for investors with higher risk tolerances are definite possibilities. Potential also exists for eventually launching an Investing With Mom investment fund, and any further news in that arena would be passed on as quickly as legally possible.

You get free e-mail and fax contact with Andy Prior regarding any questions about the Investing With Mom Advisory Newsletter. While he can not legally discuss your individual portfolio, Andy would be happy to discuss any aspect of the newsletter or website at any time. If in the future that becomes too great a load, then changes can and will be implemented and everyone will be informed of those changes at that time. We do not currently have an 800 number, but will probably be getting one within a month or two.

You get a watchlist full of stocks that in our opinion are excellent companies, you just should be unwilling to pay too much for them. We will also provide lists of companies that we wouldn't recommend that your worst enemy purchase their stock. From time to time, complete analysis may be given as to why a particular company has made it onto either list, even though it would not be a recommendation, nor would it be in the overall portfolio, yet. Normally however, each list will have an overview of all the companies listed, instead of individual corporate analysis.

You get a referral program that gives you discounts on future renewals of your Investing With Mom Advisory Newsletter service or might be transferable to a point system good towards offers from potential marketing partnerships that will be created occasionally. While you won't get advertising from outside sources, we will occasionally present you with fabulous offers that are presented to us. We're still not sure how this program will work yet, but you'll get updated as the program goes along.

"When I came upon your link in the July newsletter I had to smile and remind myself: there are no accidents."

-- Kari from Roberts, WI

Not that you'll ever have any problems with our service, but just in case you feel the need for change, this is our Rock Solid Guarantee:

If at any point in time, you decide you want a change.

It does not ever matter what your reason may be,

all you have to do, is call up or send us an e-mail.

Your full subscription will be refunded immediately.

This is will take effect every time you subscribe or renew,

with just one exception - bonus subscription time.

If you are given bonus subscription time for referrals,

there is nothing to return to you, so it is impossible

to issue any refunds under any such circumstances.